Role of Microfinance on Disaster Management: A study on Coastal Bangladesh

Bangladesh is disaster affected country Every year Bangladesh faces many natural disasters In Bangladesh coastal areas are the worst sufferers of natural disaster This paper analyzed role of microfinance on disaster management especially in coastal areas of Bangladesh. It also tries to find possible links between disaster management and microfinance at many stages of disaster management cycle A field survey was conducted on Dacope upazila, sutharkhali union which is the most strictly affected area in natural disaster I accomplish that microfinance play an effective role in disaster management. Microfinance institutions have mainly attentive on post disaster management policies such as disaster recovery loan. The nature of the study was explanatory In this study I used survey method. The study was selected 150 respondents through an interview schedule. 150 respondents are affected many types of natural disaster This areas people face many problems because of natural disaster Most of 45.3% respondent's family income was 3001 to 4500. 100 percent respondents lost their income or asset in last five years because of natural disaster 100 percent respondents took additional loan to rejuvenate their business from microfinance institution. The maximum 38 percent respondents took 15000additional loan to rejuvenate their business. Disaster areas people are attracted by different types of diseases. 25.3 percent of total respondents lost their household member in during disaster or post-disaster period.

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